Below, CNBC Select breaks down the rewards, benefits and fees associated with the Fidelity Rewards Visa Signature Card to help you decide if it’s the right card for you.Fidelity Rewards Visa Signature Card reviewFidelity® Rewards Visa Signature® CardInformation about the Fidelity® Rewards Visa Signature® Card has been collected independently by CNBC and has not been reviewed or provided by the issuer of the card prior to publication. Rewards2% cash back on every eligible net purchase Annual fee Cons1% foreign transaction fee Terms apply for all eligible accounts, subject to IRS rules.The 2% cash-back rewards value applies only to the points you redeem for a deposit into an eligible Fidelity account. You can choose to redeem your points for other rewards such as travel, merchandise, gift cards, and/or statement credit, but the redemption value could possibly be less.Using data from the data location firm Esri, CNBC Select estimates that the average American spends about $1,844 in retail purchases per month (see our methodology). Using Fidelity’s cash-back calculator, charging $1,800 per month to your Fidelity Rewards Visa Signature card could translate to $432 cash back in a year and $19,312 in your investment portfolio over 20 years. Additional benefitsLike all Visa Signature® cards, the Fidelity Rewards card comes with a number of perks, including 24-hour concierge service; special offers on travel, dining, sporting, entertainment and shopping; emergency cash and card replacement; travel and emergency assistance services; accident services and auto rental collision damage waiver; lost luggage reimbursement; and roadside dispatch.You can make contactless payments with this card, so all you have to do is tap to pay at checkout (where that service is available).The card also has zero-fraud liability, so if your card is used without your consent and you report it, you won’t be held liable for the costs.Terms apply for all benefits.FeesBottom line Intro APR Fidelity Rewards Visa Signature Card rewardsCardholders with a qualifying Fidelity investment account can earn unlimited 2% cash back on all eligible spending, with no categories or limits on reward points earned. They can then put that cash directly back into the market.Every eligible $1 spent equals 2 Reward Points, which don’t expire. Points can be deposited in up to five qualifying Fidelity accounts at once. Eligible accounts include most nonretirement accounts as well as the following:Traditional IRARoth IRARollover IRASEP IRAFidelity Charitable® Giving Account®Fidelity HSA®Fidelity®-managed 529 College Savings Plan accounts- Advertisement – Regular APR Our methodologyTo determine which credit cards offer the best value, CNBC Select analyzed popular credit cards available in the U.S. We compared each card on a range of features, including rewards, welcome bonus, introductory and standard APR, balance transfer fee and foreign transaction fees, as well as factors such as required credit and customer reviews when available. We also considered additional perks, the application process and how easy it is for the consumer to redeem points.CNBC Select teamed up with location intelligence firm Esri. The company’s data development team provided the most up-to-date and comprehensive consumer spending data based on the 2019 Consumer Expenditure Surveys from the Bureau of Labor Statistics. You can read more about their methodology here.Esri’s data team created a sample annual budget of approximately $22,126 in retail spending. The budget includes six main categories: groceries ($5,174), gas ($2,218), dining out ($3,675), travel ($2,244), utilities ($4,862) and general purchases ($3,953). General purchases include items such as housekeeping supplies, clothing, personal care products, prescription drugs and vitamins, and other vehicle expenses.Taking this annual budget of $22,126 and dividing it into monthly categories, CNBC Select estimates that the average American monthly spend is $1,843.83.CNBC Select used this budget to estimate how much the average consumer would save over the course of a year, two years and five years, assuming they would attempt to maximize their rewards potential by earning all welcome bonuses offered and using the card for all applicable purchases. All rewards total estimations are net the annual fee.While the five-year estimates we’ve included are derived from a budget similar to the average American’s spending, you may earn a higher or lower return depending on your shopping habits.Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the CNBC Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party. – Advertisement – Credit needed Either 3% of the amount of each transfer or $5 minimum, whichever is greater ProsStraight-forward cash-back programYou can deposit your rewards in up to five qualifying accounts at a timeVisa Signature® perks and benefits Foreign transaction fee Welcome bonus Balance transfer fee- Advertisement – A good cash-back credit card can help you earn anywhere from 1% to 6% cash back on your spending. But cash-back investment cards take this concept one step further, allowing cardholders transfer their points into an investment vehicle that earns compound interest on top of their rewards.The no-annual-fee Fidelity® Rewards Visa Signature® Card is one such card. Fidelity account holders can earn 2% cash back on all eligible spending, which is the highest flat-rate cash-back rate among investment credit cards. Every $2,500 you spend charge to your Fidelity Rewards card equals a $50 deposit into your eligible Fidelity investment account(s).- Advertisement –
Sharing is caring! Grilled Chicken with White Barbecue SauceIngredients1 Tbsp. dried thyme1 Tbsp. dried oregano1 Tbsp. ground cumin1 Tbsp paprika1 tsp. onion powder1/2 tsp. salt1/2 tsp. pepper10 skin-on, bone-in chicken thighs (about 3 lb.)White Barbecue SauceWhite Barbecue SauceStir together 1 1/2 cups mayonnaise, 1/4 cup white wine vinegar, 1 minced garlic clove, 1 Tbsp. coarse ground pepper, 1 Tbsp. spicy brown mustard, 1 tsp. sugar, 1 tsp. salt, and 2 tsp. horseradish until blended. Cover and chill 2 to 4 hours. Store in an airtight container up to 1 week.PreparationCombine first 7 ingredients until blended. Rinse chicken, and pat dry; rub seasoning mixture over chicken. Place chicken in a zip-top plastic freezer bag. Seal and chill 4 hours.Preheat grill to 350° to 400° (medium-high) heat. Remove chicken from bag, discarding bag.Grill chicken, covered with grill lid, 8 to 10 minutes on each side or until a meat thermometer inserted into thickest portion registers 180°. Serve with White Barbecue Sauce.by Southern Living Share Tweet Food & DiningLifestyle Grilled Chicken with White Barbecue Sauce by: – September 10, 2011 Share 39 Views no discussions Share
New Delhi: Deputy Chief Minister of Delhi, Manish Sisodia attended the International Conference on Children’s literature — Adaab-e-Atfaal: Simt-o-Raftar, organised by the Urdu Academy in the city on Thursday. At the event Deputy CM felicitated authors of Urdu literature and released a set of 25 books. According to a report Sisodia in his address spoke about the need to improve the quality of children’s literature and the conditioned mind set it imposes on its young readers. He said, “While writing stories for children, we should make sure that we understand their minds first. Understanding ‘baal mann’ is the need of the hour. Writing about fairy tales gives false hopes to our children, we are also instilling distorted mind sets in them. Beautiful princess stories make the child think that external beauty is required to be loved in society. Hence, we can see the demand for fairness creams among youngsters”.