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Good Planning is Important Before Planting, and Seed Treatments are Part…

first_imgHome Indiana Agriculture News Good Planning is Important Before Planting, and Seed Treatments are Part of… SHARE Facebook Twitter Good Planning is Important Before Planting, and Seed Treatments are Part of a Good Plan By Andy Eubank – Mar 21, 2019 Previous articleUSDA Assists Farmers, Ranchers, Communities Affected by Midwest FloodingNext articleSouthern Indiana Co-op Leading Way in Providing Broadband Over Power Lines Andy Eubank SHARE Facebook Twitter Seed-treatment-benefitsWith spring officially here, the annual dance with the weather begins for farmers getting set to plant. Will it be too wet and muddy, too cold, or plenty dry and warm when the farmer wants to get to the fields? There is a whole lot of time and potential weather issues ahead, but so far this spring in Indiana it has been mostly par for the course.“We’ve been really lucky compared to other parts of the country, flooding and so forth out west and some of the cool conditions that they’ve had down in Texas and the south. So far here things are good,” says DEKALB and Asgrow technical agronomist Kirsten Thomas-Garriott. Regardless of weather, she is promoting robust seed treatments heading into planting, especially on soybeans.“One trend that we’ve seen on the upswing the last several years is earlier planting of beans, and lots of growers have had great yields going earlier,” she said. “But again, one thing we need to be mindful of is the increased stress this puts on the crop, so using a robust seed treatment, though that’s not new advice, continues to be one of the best things you can do to get that solid stand establishment. I think we can pretty much count on having some tough conditions at some point when we’re planting early.”With a goal of uniform stands in both corn and soybeans, Thomas-Garriott says additional value-added seed treatments are worth consideration.“Some of the newer products that help defend against pests as well as help the crop establish a strong root system and use nutrients more efficiently, those are all things to look at and ask your treatment provider about. A lot of our Indiana folks treat on demand, so you can ask your treatment provider even at this point, what are the treatments that will benefit me the most on my farm, and kind of hone that decision at this point in the game.”Being nimble, flexible is a must going into planting season. So have a game plan and also sharpen up the Plan B for when curve balls come your way.last_img read more

Reporters Without Borders condemns sacking and death threats against journalist

first_img March 8, 2021 Find out more News News SyriaMiddle East – North Africa Damascus TV presenter arrested under cyber-crime law News Help by sharing this information Follow the news on Syria February 3, 2021 Find out more Receive email alerts RSF_en center_img SyriaMiddle East – North Africa Toll of ten years of civil war on journalists in Syria to go further Organisation Wave of Kurdish arrests of Syrian journalists March 12, 2021 Find out more News Reporters Without Borders has strongly protested against the reported dismissal of journalist Younes Khalaf, of the government daily Al-Thawra (Révolution), over an article he wrote on pollution of drinking water in north-east Al-Hassaka province.The sacking was reported by the Arabic-language online news website www.elpah.com that also said the journalist had received phoned death threats. Reporters Without Borders said the threats and harassment showed the determination of the Syrian authorities to control news. The same process was at work in preventing the Syrian and international press from effectively covering clashes in the past few days between security forces, Arab tribes and Kurdish groups that have caused a number of casualties.Obstacles to journalists’ freedom of movement and their ability to report has meant that it has not been possible to confirm how many have died, said the international press freedom organisation. In addition the Syrian authorities have blocked several Kurdish news sites that were reporting on events in the country, in particular www.amude.com, based in Germany.Khalaf apparently wrote a first article in Al-Thawra exposing corruption as one of the reasons for pollution of the region’s water. The article, that began with the sentence, “I smell the odour of corruption”, implicated the head of the water company in Al-Hassaka.The rest of the investigation and an open letter to Prime Minister Mohammad Naji Otri, was apparently published in the privately-owned Arabic-language newspaper The Economy. March 18, 2004 – Updated on January 20, 2016 Reporters Without Borders condemns sacking and death threats against journalistlast_img read more

DS News Webcast: Wednesday 9/24/2014

first_img Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Previous: Florida Home Sales, Prices Buck National Trend Next: Maryland Woman Convicted for Role in Mortgage Fraud Scam Servicers Navigate the Post-Pandemic World 2 days ago Related Articles The burden of student loan debt is preventing potential home buyers from starting households, which in turn is hindering overall economic growth, according to Consumer Financial Protection Bureau director Richard Cordray in remarks made on Tuesday. Cordray said the country is feeling the domino effect of student loan debt, which often takes many years to repay and may “prevent people from achieving other financial milestones,” such as buying a home. Heavy student debt is preventing the formation of new households, which is a key driver of economic growth.Tools are available now to assist consumers with managing their student loan debt, Cordray said. CFPB has partnered with the Department of Education to develop a set of online tools known as Paying for College, which helps better educate students and their families as to what their financing options are when deciding how to cover educational costs. CFPB also offers answers to common questions it is asked regarding consumer finances, including student loans, in a feature known as Ask CFPB. Notably, CFPB now handles individual consumer complaints regarding student loans.American consumers’ enthusiasm for the housing market rose over the summer from the year’s start, but expectations for future market performance have become more subdued, according to survey results released by Zillow. The company’s latest Housing Confidence Index, released on Tuesday, rose to 64.2 in its latest reading, up from 63.7 in January. Two of the three component sub-indices improved through the summer; however, the gauge of expected future changes in home values and affordability fell slightly, decreasing to 66.1—in line with the company’s forecast of home value growth decreasing over the next year. The index ranges on a 100-point scale, with readings above 50 indicating overall positive sentiment. 2014-09-24 Jordan Funderburk Share Save DS News Webcast: Wednesday 9/24/2014 About Author: Jordan Funderburk Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Home / Featured / DS News Webcast: Wednesday 9/24/2014center_img The Best Markets For Residential Property Investors 2 days ago Is Rise in Forbearance Volume Cause for Concern? 2 days ago Demand Propels Home Prices Upward 2 days ago Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Sign up for DS News Daily September 24, 2014 781 Views in Featured, Media, Webcastslast_img read more

CFPB Dispels Myths Surrounding New Servicing Rules and QM Rule

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribe Servicers Navigate the Post-Pandemic World 2 days ago About Author: Brian Honea CFPB Credit Union National Association Mortgage Servicing Rules QM Rule Richard Cordray 2016-02-23 Brian Honea Data Provider Black Knight to Acquire Top of Mind 2 days ago The Consumer Financial Protection Bureau (CFPB)’s regulatory changes to the mortgage industry, namely the qualified mortgage (QM) rule and the new mortgage servicing rules adopted in January 2014, were met with a wave of criticism.Those criticisms were unfounded, according to CFPB Director Richard Cordray in an address given Tuesday at the Credit Union National Association (CUNA). The relationship between CUNA and the CFPB has been a rocky one, with CUNA claiming that credit unions should not fall under the CFPB’s oversight because they did not play a role in the 2008 financial crisis. Credit unions have complained that the CFPB’s oversight has resulted in higher compliance costs which in turn has resulted in fewer financial products available to their consumers.During his speech, Cordray defended the Bureau’s oversight of credit unions in addition to dispelling several myths surrounding the mortgage-related regulatory changes enacted by the CFPB since the Bureau’s inception four and a half years ago.In particular, he stated that the QM rule, or the “ability to repay” rule, was derided by many who called it the “quitting mortgage” rule and claimed that volume would plummet while mortgage costs would double. Critics of the QM rule claimed that no one would make any non-QM loans because of the risk of litigation, Cordray said. Still others claimed that smaller lenders would be unable to offer mortgage loans under the new regulatory environment.“We know change is hard and we understood the concerns, but at the Consumer Bureau, we never bought into the prophecies of doom and gloom,” Cordray said. “And as it turns out, we were right. The first set of mortgage rules have been in place for more than two years, and none of those pessimistic forecasts came to pass. In 2014, year one of our new rules, home purchase mortgages went up 4.6 percent, according to the authoritative HMDA (Home Mortgage Disclosure Act) data, and for jumbo loans, which are often non-QM loans, the increase was even higher. Even more relevant to this audience, the credit unions have thrived in this new and improved mortgage market. In fact, credit unions originated 39 percent more mortgage loans for home purchases in the first nine months of 2015 than the same period of 2014, according to the latest CUNA Mutual Group Report, which is prepared by CUNA’s own economists.”Richard CordrayCordray noted that the share of mortgage lending by credit unions is growing and that those institutions that have focused on compliance burdens have “overlooked the positive benefits of the rules.” Since the CFPB has build out a vigorous supervision program over non-bank lenders nad mortgage servicers, credit unions are being put on a level playing field for the first time, Cordray said.“Instead of attacking or resisting the CFPB, you should be supporting and speaking up for what it is doing for the best and most responsible financial institutions such as credit unions, that compete based on personal focus and strong customer service,” he said.Also, a “cottage industry” of lawyers and consultants expressed fear that widespread litigation against lenders would result from the passage of the QM rule, according to Cordray.“But now, more than two years later, so far as we can tell, not a single case has been brought against a mortgage lender for making a non-QM loan,” Cordray said.Click here to view Cordray’s entire speech. in Daily Dose, Featured, Government, News The Best Markets For Residential Property Investors 2 days ago Related Articles Share Save Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Previous: Fed: Banks Beginning to Ease Lending Standards Next: Collection Records Show Many Who are Evicted are Repeat Offenders Demand Propels Home Prices Upward 2 days ago Tagged with: CFPB Credit Union National Association Mortgage Servicing Rules QM Rule Richard Cordray Demand Propels Home Prices Upward 2 days ago February 23, 2016 1,632 Views Home / Daily Dose / CFPB Dispels Myths Surrounding New Servicing Rules and QM Rule Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago CFPB Dispels Myths Surrounding New Servicing Rules and QM Rule The Best Markets For Residential Property Investors 2 days ago  Print This Postlast_img read more

Goa, India Welcomes USS Paul Hamilton

first_imgBack to overview,Home naval-today Goa, India Welcomes USS Paul Hamilton Authorities View post tag: Navy Goa, India Welcomes USS Paul Hamilton The Arleigh Burke-class guided-missile destroyer USS Paul Hamilton (DDG 60) visited Goa, India, March 17-21.While in port, Paul Hamilton hosted members of the Indian press as well as Indian navy officers and Sailors on board for tours of the ship and a reception.Thomas Vajda, U.S. Consul General in Mumbai, India, said:Defense cooperation and maritime security are major themes in the U.S.-India relationship.Vajda participated in several events with the crew of USS Paul Hamilton and members of the Indian Navy.India and the United States are working on improving their relationship to address shared security, terrorism, and piracy challenges whether they exist in the Indian Ocean region or farther afield, Vajda said.Paul Hamilton, homeported in Pearl Harbor, is currently on a deployment to the U.S. 5th and 7th fleet areas of responsibility.[mappress mapid=”15476″]Image: US Navy View post tag: asia View post tag: USS Paul Hamilton View post tag: Naval View post tag: India View post tag: Goa Share this article View post tag: News by topic March 24, 2015last_img read more